Important declaration: An
insurance policy can only provide cover in respect of an event/occurrence
which is sudden, unforeseen and beyond your reasonable control.
Therefore any facts known to you, which could possibly result in
you having to make a claim, must be disclosed, otherwise you may
not be covered.
In particular, you must
be able to make the following declaration for yourself and anyone
travelling with you:
As far as I know neither
I, nor my travelling companion(s), nor immediate family, nor business
associate(s), nor anyone I am visiting, nor anyone else for whom
I would expect to be covered:
1) are waiting for or has the knowledge of the need for an operation,
hospital consultation or any other hospital treatment or investigations
including the results of a routine test;
2) have been seen by a specialist or been admitted to a hospital overnight in
the last 12 months (other than for regular check ups);
3) have received treatment, or are waiting to receive treatment, including regular
medication, within the last 5 years;
4) have any pre-existing and on-going medical condition that could reasonably
be anticipated to give rise to a complication needing medical intervention prior
to or during a journey (if in doubt check with your general practitioner);
5) have been diagnosed by a registered general practitioner as having a terminal
condition;
6) know of any circumstances that could be reasonably expected to give rise to
a claim under this policy.
If you cannot make this declaration
when you take out the insurance, you must contact Healthcheck on
(0845) 408 0585.
A policy document
that fully defines the cover, conditions and exclusions
will be sent to you with your booking confirmation. When
you receive your policy, please take the time to read
it carefully to ensure you understand what is and what
is not covered, and that all activities that you may
wish to participate in are included. If it does not meet
your requirements, please return the policy, proof of
premium and any other relevant documents to us within
14 days of receipt and we will refund the premium in
full, provided you have not travelled or made a claim.
Failure to comply
with the terms & conditions of the policy may result
in cover being restricted.
WHAT TO DO IF YOU NEED TO MAKE A CLAIM.
For all claims other than emergency medical assistance, please contact: Claims International Ltd on 0845 345 2486 for a claim form of help on making a claim
For emergency medical assistance, whilst overseas, please contact: Specialty group on 0044 (0)845 450 3861
If you have any queries concerning the cover provided please contact the insurance company: Travel & General Insurance Services Ltd (TAGIS) Telephone 0845 408 0580 Email: teamtravel@travel-general.com |